What Exchange Rate Does Niural Use?

Niural uses mid-market exchange rates for currency conversions.

What does this mean?

• Mid-market rates reflect the real-time market rate between two currencies.

• These rates are not fixed and may fluctuate based on market conditions.

How is this different from other providers?

Many providers apply a markup to exchange rates due to the use of intermediaries.

Niural is able to offer true mid-market rates because we operate through direct payment rails, reducing the need for intermediaries and additional spreads.