Understanding Your Paystubs 

What information can you find in your paystub?

• Employee details: Name, SSN, Address

• Employer details: Name, Address

• Federal filing status

• Pay period dates

• Pay day 

• Gross earnings: Income before deductions like taxes and contributions.

• Withheld taxes: Federal income tax, and if applicable, state or local taxes, along with employee’s FICA share (including Medicare and Social Security taxes).

• Employee contributions: Payments towards retirement plans or pensions. 

• Deductions: Amounts deducted for items like health insurance or life insurance.

• Net pay: The final amount the employee receives in their paycheck after subtracting taxes, contributions, and deductions from gross earnings.