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What is Niural Wallet?

Updated

The Niural Wallet is your central hub for tracking and managing payments. It gives you visibility into every payment you receive and flexibility if you choose to hold funds before withdrawing.

How Niural Wallet Works

  1. Client Payment
    • When a client pays through Niural, the system records the payment in your Wallet.
    • By default, funds are sent directly to your connected withdrawal bank account.
    • If you choose to hold money in your Wallet, the funds will remain there until you decide how and when to withdraw.
       
  2. Wallet Availability
    • Every contractor automatically has an active Wallet.
    • The Wallet shows balances in USD (always available) plus any other contract currencies.
       
  3. Other Currencies
    • If you’re paid in currencies other than USD, those balances will appear in your Wallet.
    • By default, they’re paid out to your connected bank account in that same currency.
    • You also have the option to convert and hold those funds in USD inside your Wallet.
       
  4. Withdraw Anytime (if holding enabled in Wallet)
    • When you choose to hold funds, you can later withdraw them to:
      1. Local bank accounts
      2. E-wallets (PayPal, Payoneer, Wise, Revolut, etc.)
      3. Niural Card (coming soon)

Benefits of Niural Wallet

  • Always On: Every contractor has a Wallet by default.
  • Clear Visibility: Even if payments go straight to your bank, Niural Wallet tracks them for easy reference.
  • Optional Holding: Decide whether to hold funds in your Wallet or receive them directly.
  • Multi-Currency Support: USD and all contract currencies automatically supported.
  • Flexible Conversions: Convert local currencies into USD and hold them if you prefer.

Frequently Asked Questions

Do I need to enable the Wallet?
No, it’s active for every contractor. Payments always appear in your Wallet history, even if they go directly to your bank.

Will my money always stay in the Wallet?
Not unless you choose to hold it there. By default, funds go straight to your connected withdrawal account.

Which currencies will I see in my Wallet?
USD is always included. Other currencies appear if your contracts are set up in those currencies.

Can I still track payments if they go directly to my bank?
Yes. The Wallet will always show a record of every payment, making it easy to track and manage your earnings.

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